Showing posts with label Banks. Show all posts
Showing posts with label Banks. Show all posts

Nov 1, 2013

Banking in Africa


From this paper by Thorsten Beck & Robert Cull 
African banks are well capitalized and over-liquid, but lend less to the private sector than banks in non-African developing countries.

Sep 7, 2013

Banks and Microbanks

This paper has taken a first empirical step to refine questions around the industrial organization of traditional banking and microbanking. We find evidence that competition matters. Greater bank penetration in the overall economy is associated with microbanks pushing toward poorer markets, as reflected by smaller average loans sizes and greater outreach to women—though there is no strong relationship with their profitability. . .
From the conclusions of this paper by Robert CullAsli Demirgüç-Kunt, & Jonathan Morduch.